/*! AGF Cobalt — generic page + about/KC/FAQ/contact styles + blog single */
:root{--c-ink:#0F1419;--c-ink-2:#3A4250;--c-ink-3:#6B7280;--c-paper:#FFFFFF;--c-paper-2:#F7F8FA;--c-line:#E1E5EB;--c-cobalt:#1F3CE6;--c-cobalt-2:#172EB3;--r-sm:6px;--r-md:10px;--r-lg:14px}

.agf-breadcrumbs{font-size:12px;color:var(--c-ink-3);margin:0 0 16px;letter-spacing:.02em}
.agf-breadcrumbs a{color:var(--c-ink-3);text-decoration:none}
.agf-breadcrumbs a:hover{color:var(--c-cobalt)}

/* HERO band for pages */
.agf-page-hero{padding:72px 24px 48px;background:linear-gradient(180deg,var(--c-paper-2),var(--c-paper));border-bottom:1px solid var(--c-line)}
.agf-page-hero-inner{max-width:880px;margin:0 auto}
.agf-page-hero-eyebrow{display:inline-block;font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--c-cobalt);font-weight:700;margin:0 0 14px}
.agf-page-hero-title{font-size:clamp(32px,4vw,52px);font-weight:800;letter-spacing:-.025em;line-height:1.08;margin:0 0 18px;color:var(--c-ink)}
.agf-page-hero-lede{font-size:18px;line-height:1.55;color:var(--c-ink-2);margin:0;max-width:680px}
.agf-page-hero-actions{margin-top:24px;display:flex;gap:12px;flex-wrap:wrap}
.agf-page-hero-dark{background:linear-gradient(120deg,#0F1419,#172EB3);color:#fff}
.agf-page-hero-dark .agf-breadcrumbs{color:rgba(255,255,255,.65)}
.agf-page-hero-dark .agf-breadcrumbs a{color:rgba(255,255,255,.65)}
.agf-page-hero-dark .agf-breadcrumbs a:hover{color:#fff}
.agf-page-hero-dark .agf-page-hero-eyebrow{color:rgba(255,255,255,.8)}
.agf-page-hero-dark .agf-page-hero-title{color:#fff}
.agf-page-hero-dark .agf-page-hero-lede{color:rgba(255,255,255,.85)}

/* Generic content wrapper */
.agf-page-head{padding:48px 24px 24px;background:var(--c-paper-2);border-bottom:1px solid var(--c-line)}
.agf-page-head-inner{max-width:880px;margin:0 auto}
.agf-page-title{font-size:clamp(28px,3.8vw,46px);font-weight:800;line-height:1.1;margin:0;color:var(--c-ink);letter-spacing:-.02em}
.agf-page-lede{font-size:17px;color:var(--c-ink-2);margin:14px 0 0;max-width:680px}
.agf-page-body{padding:64px 24px 96px;background:var(--c-paper)}
.agf-page-body-inner{max-width:780px;margin:0 auto;font-size:16px;line-height:1.7;color:var(--c-ink-2)}
.agf-page-body-inner h2{font-size:24px;font-weight:700;color:var(--c-ink);margin:36px 0 12px;line-height:1.25}
.agf-page-body-inner h3{font-size:20px;font-weight:700;color:var(--c-ink);margin:28px 0 10px}
.agf-page-body-inner a{color:var(--c-cobalt);text-decoration:underline;text-underline-offset:3px}
.agf-page-body-inner img{border-radius:var(--r-md);margin:18px 0}
.agf-page-body-inner ul, .agf-page-body-inner ol{padding-left:22px;margin:14px 0}
.agf-page-empty{background:var(--c-paper-2);padding:32px;border-radius:var(--r-lg);text-align:center;border:1px solid var(--c-line)}

/* Reused section helpers */
.agf-section{padding:80px 24px}
.agf-section-inner{max-width:1200px;margin:0 auto}
.agf-section-head{display:flex;justify-content:space-between;align-items:flex-end;margin:0 0 40px;gap:24px;flex-wrap:wrap}
.agf-section-head-centered{text-align:center;justify-content:center;flex-direction:column;align-items:center}
.agf-section-eyebrow{display:inline-block;font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--c-cobalt);font-weight:700;margin:0 0 8px}
.agf-section-title{font-size:clamp(28px,3.4vw,42px);font-weight:800;letter-spacing:-.02em;line-height:1.1;color:var(--c-ink);margin:0}

.agf-hero-cta-primary{display:inline-flex;align-items:center;padding:14px 26px;background:var(--c-cobalt);color:#fff !important;border-radius:var(--r-md);font-weight:700;text-decoration:none;font-size:15px;border:0;cursor:pointer;font-family:inherit}
.agf-hero-cta-primary:hover{background:var(--c-cobalt-2)}
.agf-hero-cta-secondary{display:inline-flex;align-items:center;padding:14px 22px;background:#fff;color:var(--c-ink) !important;border:1.5px solid var(--c-line);border-radius:var(--r-md);font-weight:700;text-decoration:none;font-size:15px}
.agf-hero-cta-secondary:hover{border-color:var(--c-cobalt);color:var(--c-cobalt) !important}

/* About — two col grid */
.agf-about-grid{display:grid;grid-template-columns:1.6fr 1fr;gap:48px}
@media (max-width:900px){.agf-about-grid{grid-template-columns:1fr;gap:32px}}
.agf-about-copy h2{font-size:24px;font-weight:700;margin:0 0 12px;color:var(--c-ink)}
.agf-about-copy h2:not(:first-child){margin-top:36px}
.agf-about-copy p{font-size:16px;line-height:1.65;color:var(--c-ink-2);margin:0}
.agf-about-stats{display:grid;grid-template-columns:1fr 1fr;gap:14px;align-self:start}
.agf-about-stat{padding:24px 18px;background:var(--c-paper-2);border:1px solid var(--c-line);border-radius:var(--r-md);text-align:center}
.agf-about-stat strong{display:block;font-size:30px;font-weight:800;color:var(--c-ink);margin-bottom:4px;letter-spacing:-.01em}
.agf-about-stat span{font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:var(--c-ink-3);font-weight:600}

/* KC steps */
.agf-steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media (max-width:760px){.agf-steps-grid{grid-template-columns:1fr}}
.agf-step{background:#fff;border:1px solid var(--c-line);border-radius:var(--r-lg);padding:28px 24px;position:relative}
.agf-step-num{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;background:var(--c-cobalt);color:#fff;border-radius:50%;font-size:16px;font-weight:800;margin-bottom:14px}
.agf-step h3{font-size:18px;font-weight:700;margin:0 0 6px;color:var(--c-ink)}
.agf-step p{margin:0;font-size:14px;line-height:1.55;color:var(--c-ink-3)}

.agf-section-testimonials{background:var(--c-paper-2)}
.agf-testimonial-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px}
.agf-testimonial{background:#fff;border:1px solid var(--c-line);border-radius:var(--r-lg);padding:28px 24px;margin:0}
.agf-testimonial p{margin:0 0 16px;font-size:15px;line-height:1.55;color:var(--c-ink)}
.agf-testimonial footer{border-top:1px solid var(--c-line);padding-top:12px;display:flex;flex-direction:column}
.agf-testimonial-author{font-size:13px;font-weight:700;color:var(--c-ink)}
.agf-testimonial-co{font-size:12px;color:var(--c-ink-3)}

/* CTA band */
.agf-section-cta-band{background:var(--c-paper-2)}
.agf-cta-band{background:#fff;border:1px solid var(--c-line);border-radius:var(--r-lg);padding:36px 40px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.agf-cta-band h2{font-size:24px;font-weight:800;margin:0 0 4px;color:var(--c-ink)}
.agf-cta-band p{margin:0;color:var(--c-ink-3)}
.agf-cta-band-actions{display:flex;gap:12px;flex-wrap:wrap}

/* FAQ */
.agf-faq-wrap{max-width:780px;margin:0 auto}
.agf-faq-section{margin-bottom:40px}
.agf-faq-section-title{font-size:22px;font-weight:700;margin:0 0 16px;color:var(--c-ink)}
.agf-faq-items{display:flex;flex-direction:column;gap:8px}
.agf-faq-item{background:#fff;border:1px solid var(--c-line);border-radius:var(--r-md);overflow:hidden}
.agf-faq-item[open]{border-color:var(--c-cobalt)}
.agf-faq-item summary{list-style:none;display:flex;justify-content:space-between;align-items:center;padding:18px 20px;cursor:pointer;font-size:15px;font-weight:600;color:var(--c-ink)}
.agf-faq-item summary::-webkit-details-marker{display:none}
.agf-faq-item summary svg{color:var(--c-ink-3);transition:transform .2s}
.agf-faq-item[open] summary svg{transform:rotate(180deg);color:var(--c-cobalt)}
.agf-faq-item summary:hover{background:var(--c-paper-2)}
.agf-faq-answer{padding:0 20px 20px;font-size:15px;line-height:1.65;color:var(--c-ink-2)}
.agf-faq-contact{margin-top:60px;padding:32px;background:var(--c-paper-2);border:1px solid var(--c-line);border-radius:var(--r-lg);text-align:center}
.agf-faq-contact h3{font-size:18px;font-weight:700;margin:0 0 8px;color:var(--c-ink)}
.agf-faq-contact p{margin:0;color:var(--c-ink-2);font-size:15px}
.agf-faq-contact a{color:var(--c-cobalt);text-decoration:none;font-weight:600}
.agf-faq-contact a:hover{text-decoration:underline;text-underline-offset:3px}

/* Contact */
.agf-contact-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:48px}
@media (max-width:900px){.agf-contact-grid{grid-template-columns:1fr}}
.agf-contact-form-col h2{font-size:22px;font-weight:700;margin:0 0 18px;color:var(--c-ink)}
.agf-contact-form{display:flex;flex-direction:column;gap:14px;background:#fff;border:1px solid var(--c-line);border-radius:var(--r-lg);padding:28px}
.agf-contact-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:540px){.agf-contact-row{grid-template-columns:1fr}}
.agf-contact-form label{display:flex;flex-direction:column;gap:6px;font-size:12px;font-weight:600;color:var(--c-ink-2);text-transform:uppercase;letter-spacing:.04em}
.agf-contact-form input,.agf-contact-form select,.agf-contact-form textarea{padding:11px 14px;border:1px solid var(--c-line);border-radius:var(--r-sm);font-size:15px;color:var(--c-ink);background:#fff;font-family:inherit;outline:none;transition:border-color .15s,box-shadow .15s}
.agf-contact-form input:focus,.agf-contact-form select:focus,.agf-contact-form textarea:focus{border-color:var(--c-cobalt);box-shadow:0 0 0 3px rgba(31,60,230,.12)}
.agf-contact-form-note{font-size:12px;color:var(--c-ink-3);text-align:center;margin:0}
.agf-contact-form-note a{color:var(--c-cobalt);text-decoration:underline;text-underline-offset:3px}

.agf-contact-meta-col{display:flex;flex-direction:column;gap:18px}
.agf-contact-block{padding:22px;background:var(--c-paper-2);border:1px solid var(--c-line);border-radius:var(--r-md)}
.agf-contact-block h3{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--c-ink-3);font-weight:700;margin:0 0 6px}
.agf-contact-block p{margin:0;font-size:16px;color:var(--c-ink);font-weight:600}
.agf-contact-block p a{color:var(--c-cobalt);text-decoration:none}
.agf-contact-block p a:hover{text-decoration:underline;text-underline-offset:3px}
.agf-contact-sub{font-size:13px !important;color:var(--c-ink-3) !important;font-weight:400 !important;margin-top:4px !important}

/* Single blog post */
.agf-post{}
.agf-post-head{padding:56px 24px 32px;background:var(--c-paper-2);border-bottom:1px solid var(--c-line)}
.agf-post-head-inner{max-width:780px;margin:0 auto}
.agf-post-title{font-size:clamp(30px,4vw,46px);font-weight:800;line-height:1.1;margin:8px 0 16px;color:var(--c-ink);letter-spacing:-.02em}
.agf-post-meta{display:flex;gap:10px;flex-wrap:wrap;font-size:13px;color:var(--c-ink-3)}
.agf-post-meta a{color:var(--c-ink-2);text-decoration:none;font-weight:600}
.agf-post-meta a:hover{color:var(--c-cobalt)}
.agf-post-feature{max-width:1100px;margin:0 auto;padding:32px 24px 0}
.agf-post-feature-image{width:100%;height:auto;border-radius:var(--r-lg);display:block}
.agf-post-body{padding:48px 24px}
.agf-post-body-inner{max-width:740px;margin:0 auto;font-size:17px;line-height:1.75;color:var(--c-ink-2)}
.agf-post-body-inner h2{font-size:26px;font-weight:700;color:var(--c-ink);margin:40px 0 14px;line-height:1.25}
.agf-post-body-inner h3{font-size:20px;font-weight:700;color:var(--c-ink);margin:30px 0 12px}
.agf-post-body-inner p{margin:0 0 18px}
.agf-post-body-inner a{color:var(--c-cobalt);text-decoration:underline;text-underline-offset:3px}
.agf-post-body-inner ul,.agf-post-body-inner ol{padding-left:22px;margin:14px 0 18px}
.agf-post-body-inner img{border-radius:var(--r-md);margin:24px 0}
.agf-post-body-inner blockquote{margin:24px 0;padding:20px 24px;background:var(--c-paper-2);border-left:3px solid var(--c-cobalt);border-radius:0 var(--r-md) var(--r-md) 0;font-size:18px;color:var(--c-ink);font-weight:500}
.agf-post-foot{padding:48px 24px;background:var(--c-paper-2);border-top:1px solid var(--c-line)}
.agf-post-foot-inner{max-width:780px;margin:0 auto}
.agf-post-author-bio{display:flex;gap:18px;align-items:flex-start}
.agf-post-author-avatar{border-radius:50%;flex-shrink:0;width:72px;height:72px}
.agf-post-author-bio h3{font-size:18px;font-weight:700;margin:0 0 6px;color:var(--c-ink)}
.agf-post-author-bio p{margin:0;font-size:14px;line-height:1.55;color:var(--c-ink-2)}